La demanda de los compradores continúa superando la oferta de casas para la venta

• 
  

El precio de cualquier artículo se determina por la oferta de ese artículo, así como la demanda del mercado. La Asociación nacional de REALTORS (NAR por sus siglas in inglés) encuesta a “más de 50,000 profesionales en bienes raíces sobre sus expectativas sobre las ventas de las casas, los precios y las condiciones del mercado”. para su índice mensual “REALTORS Confidence Index”.

Su última edición arrojo algo de luz sobre la relación entre el tránsito de los vendedores (la oferta) y el tránsito de los compradores (la demanda).

La demanda de los compradores

El mapa de abajo fue creado después de hacer la pregunta: “¿Cómo usted calificaría el tránsito de los compradores en su área?”

Entre más oscuro el azul, más fuerte la demanda por las viviendas en esa zona. Sólo tres estados tienen un nivel de la demanda ‘estable’.

La oferta de los vendedores

El índice también pregunto: “¿Cómo usted calificaría el tránsito de los vendedores en su área?”

Como usted puede ver en el mapa abajo, 21 estados informaron un tránsito de los vendedores “escaso”, 25 estados informaron un tránsito de los vendedores “estable”, solo 4 estados y DC informaron un tránsito de los vendedores “fuerte.” Lo que significa que hay menos casas en el mercado de las que son necesarias para satisfacer los compradores que están buscando por las casas de sus sueños.

En conclusión,

Mirando los mapas de arriba, no es tan difícil ver porque los precios están apreciando en muchas áreas del país. Hasta que la oferta de casas para la venta empiece a satisfacer la demanda de los compradores, los precios continuaran aumentando. Si usted está debatiendo el poner su casa a la venta, ¡reúnase con un profesional local en bienes raíces en su área que le pueda ayudar a sacar provecho a la demanda en el mercado actual!

Contact Us:

Ivan Parada
Real Estate Advisor


Cell: 786.991.5551
Skype: iparada1
E-mail: ivanparada7@gmail.com
2813 Executive Park Dr #102,
Weston, FL. 33331. U.S.A.
"Our Passion Is To Serve You With Integrity And Excellence, Our Vision Is To Help You Invest In A Wise And Profitable Way, And Our Mission Is To Exceed Your Expectations!"

The 5 Greatest Benefits Of Homeownership

Recently, Freddie Mac reported on the benefits of homeownership. According to their report, here are the five benefits that “should be at the top of everyone’s list.”

1. Homeownership can help you build equity over time.
2. Your monthly payments will remain stable.
3. You may have some tax benefits.
4. You can take pride in ownership.
5. Homeownership improves your community.

Let’s expand on each of Freddie Mac’s points:

Homeownership can help you build equity over time. 

Every three years, the Federal Reserve conducts a Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a homeowner’s net worth is 36 times greater than that of a renter ($194,500 vs. $5,400).

In a Forbes article, the National Association of Realtors’ (NAR) Chief Economist Lawrence Yun reported that now the net worth gap is 45 times greater.

Your monthly payments will remain stable. 

When you purchase a home with a fixed rate mortgage, the majority of the payment (principle and interest) remain constant. On the other hand, rents continue to skyrocket. Your housing expense is much more stable if you own instead of rent.

You may have some tax benefits. 

According to the Tax Policy Center’s Briefing Book -“A citizen’s guide to the fascinating (though often complex) elements of the federal Tax System” – there are several tax advantages to homeownership.

Here are four items from the Briefing Book:

• Mortgage Interest Deduction
• Property Tax Deduction
• Imputed Rent
• Profits from Home Sale

You can take pride in ownership. 

Most surveys show that a major factor in purchasing a home is the freedom you have to design the home the way you want. From paint colors to yard accessories, you don’t need a landlord’s permission to make the house feel like a home.

Homeownership improves your community.

The National Association of Realtors recently released a study titled ‘Social Benefits of Homeownership and Stable Housing.’ The study explained:

“Homeownership does create social capital and provide residents with a platform from which to connect and interact with neighbors…Owning a home means owning part of a neighborhood, and a homeowner’s feelings of commitment to the home can arouse feelings of commitment to the neighborhood, which, in turn, can produce interactions with neighbors.”

Bottom Line

There are many benefits to homeownership. That is why it is still a critical piece of the American Dream.

Contact Us:

Ivan Parada
Real Estate Advisor


Cell: 786.991.5551
Skype: iparada1
E-mail: ivanparada7@gmail.com
2813 Executive Park Dr #102,
Weston, FL. 33331. U.S.A.
"Our Passion Is To Serve You With Integrity And Excellence, Our Vision Is To Help You Invest In A Wise And Profitable Way, And Our Mission Is To Exceed Your Expectations!"

Buyer’s Market Helps Premium Home Sales Soar

• 
  
  

We previously reported how a shortage of inventory in the starter and trade-up home markets is driving prices up and causing bidding wars, creating a true seller’s market. At the same time, in the premium home market, an over-abundance of inventory has started to see prices come down and put buyers in the driver’s seat, creating the beginning of a buyer’s market.

Last week, the National Association of Realtors released their Existing Home Sales Report which shed some additional light on the impact of inventory levels on sales in each price range.

The chart below shows the year-over-year difference in sales at each price range.

The under $100K range has shown declines in recent years due to the shortage of distressed homes available for sale (just 5% of sales this past month, compared to 35% in January 2012). Sales in the next two price ranges are no doubt being hindered by low inventory as buyers compete for the same home.

NAR’s Chief Economist, Lawrence Yun, explained:

“Those able to close on a home last month are probably feeling both happy and relieved. Listings in the affordable price range are scarce, homes are coming off the market at an extremely fast pace and the prevalence of multiple offers in some markets are pushing prices higher.”

The biggest surprise? This is the first time in years where the $1M and up price range had the highest jump in sales when compared to last year and to all other price ranges (29.1%)! The two price ranges right underneath the $1M range were a close second and third. As the price went up, so did the sales!

With additional inventory available in the higher price ranges, and the economy improving, many luxury buyers are finding it easier to find their dream homes. Yun commented,

“The job market in most of the country is healthy and the recent downward trend in mortgage rates continues to keep buyer interest at a robust level.”

Bottom Line 

If you are one of the many homeowners who is looking to sell your starter or trade up home and move up to a luxury home, now is the time!

Contact Us:

Ivan Parada
Real Estate Advisor


Cell: 786.991.5551
Skype: iparada1
E-mail: ivanparada7@gmail.com
2813 Executive Park Dr #102,
Weston, FL. 33331. U.S.A.
"Our Passion Is To Serve You With Integrity And Excellence, Our Vision Is To Help You Invest In A Wise And Profitable Way, And Our Mission Is To Exceed Your Expectations!"

YOUR OPPORTUNITY TO ACHIEVE THE AMERICAN DREAM KEEPS GETTING BETTER!

• 
  

Forbes.com recently released the latest results of their American Dream Index, in which they measure “the prosperity of the middle class, and…examine which states best support the American Dream.”

The monthly index measures several different economic factors, including goods-producing employment, personal and commercial bankruptcies, building permits, startup activity, unemployment insurance claims, labor force participation, and layoffs.

The national index score was rounded out to 100.0 in January as a baseline for comparison and it rose the fourth straight month in a row to 101.8.

Alaska, coming in at 89.4, represented the lowest score on the index due in part to the recent collapse in oil prices. In contrast, Wyoming came in with the highest score at 115.1. The full results can be seen in the map below.

Forbes Senior Editor Kurt Badenhausen explained why many states saw a boost in the index last month:

“The American Dream Index rose for the fourth straight month to 101.8 propelled by gains in goods-producing jobs and building permits, as well as declines in unemployment claims and mass layoffs.

Goods-producing jobs (manufacturing, mining, construction and agriculture) were up for the ninth straight month in May…Building permits rose for the fourth straight month compared to the prior year.”

Bottom Line

The American Dream, for many, includes being able to own a home of one’s own. With the economy improving in many areas of the country, that dream can finally become a reality.

Contact Us:

Ivan Parada
Real Estate Advisor


Cell: 786.991.5551
Skype: iparada1
E-mail: ivanparada7@gmail.com
2813 Executive Park Dr #102,
Weston, FL. 33331. U.S.A.
"Our Passion Is To Serve You With Integrity And Excellence, Our Vision Is To Help You Invest In A Wise And Profitable Way, And Our Mission Is To Exceed Your Expectations!"